Kabira Financial Payment Authorization is a powerful, transaction-optimized authorization solution that provides authorization support for any electronic payment type -- in a real-time, secured, highly available environment. Processors and issuers can use Kabira Authorization for low-cost, in-house processing of new payment types, and add real-time fraud logic without impacting existing Service Level Agreements (SLA).

Kabira Financial Payment Authorization seamlessly integrates with existing payment infrastructures, ensuring protection of existing IT investments. You can implement authorization logic for new payment instruments on the Kabira solution while leveraging existing logic from your legacy systems.

Reusable Core Services

Kabira Financial Payment Authorization leverages Kabira’s functionally-rich library of pre-built components including message handling, transaction logging, negative/positive file check, rating and balance management. These components can be added to your existing workflows to enable dynamic fee calculations. Customized logic can be implemented to ensure detection of fraudulent activities.

Model-Driven Development

Kabira Financial Payment Authorization leverages Kabira’s model-driven development paradigm, enabling easy modeling of customer profiles, account types such as credit, debit and pre-paid, and the interrelationships between different account types and holdings. Flexible runtime supports dynamic modification of decision criteria such as threshold settings and withdrawal limits.

Service-Oriented and Event Driven Architecture

Kabira Financial Payment Authorization is built on a future-ready architecture that utilizes principles of Service oriented architecture (SOA) and event-driven architecture (EDA). Kabira provides web-services communication protocols for communicating with external systems.

Secured Runtime

Built on a highly secured transaction processing platform, Kabira Financial Payment Authorization provides role-based access control rules that are enforced when application resources are accessed. Authentication service enables representation of users in the systems and validating credentials associated with the user.

High Availability

Kabira’s “Always On” technology infrastructure ensures business continuity (both planned and unplanned) for Kabira Financial Payment Authorization. Kabira provides software-level high availability, and can realize up to five 9s of service and data availability without relying on HA clusters or external databases.